CREDIT CONSULTING
Professional & Dedicated Credit Repair
Bad credit isn’t going to fix itself and every day you wait could mean another missed opportunity, higher interest rate, or loan denial. At KA Financial, we specialize in fast, effective credit repair that gets results. The sooner we start, the sooner you’ll see real progress. Let’s take action now and put your financial future back on track.
Empowering Clients: Premium Consultation


We provide life changing advice
Credit Problems Don’t Have to Define You. At KA Financial, we help you rewrite your financial story : one score boost at a time
Mission
At K&A Enterprise, our mission is simple but powerful: To repair, rebuild, and restore financial hope for individuals and families. We are committed to delivering honest, expert credit repair services that empower our clients to take control of their financial futures. Through education, personalized strategies, and consistent support, we help our clients break free from past mistakes and build a stronger, brighter path forward.We believe that credit is not just a number it’s an opportunity.
New To Credit Repair. We Can Help
OUR CORE SERVICES
Credit Report Analysis
We perform a detailed review of your credit reports from all three major bureaus (Experian, TransUnion, Equifax) to identify inaccurate, outdated, or unverifiable information
Dispute Resolution
We strategically challenge and dispute negative items directly with the credit bureaus and data furnishers, advocating on your behalf to ensure your credit report is accurate and fair
Personalized Credit Improvement Plans
No two credit journeys are the same. We design a customized action plan to help you achieve your specific credit goals, whether it’s buying a home, securing better interest rates, or building financial freedom.
Trade Line Account Assistance
We provide guidance on adding positive trade lines to your credit file to help boost your credit profile responsibly and effectively
Ongoing Support & Education
Credit repair is a journey, not a quick fix. That’s why we offer continuous support, regular progress updates, and credit education to empower you with the knowledge to maintain and protect your credit for life
Why Choose K&A Enterprise
At K&A Enterprise, we don’t just work to fix your credit—we partner with you to build a better financial future. Our team is committed to transparency, results, and client empowerment
What our customer says
Real feedback from real clients who’ve taken control of their credit with KA Financial.
Credit Counselling
Trade Line Account Assistance
Credit Report Analysis
Professional Document Preparation
Our latest Client
Another step forward — we’re proud to welcome our newest client on their credit repair journey.
Our Experienced, Dedicated and Caring Founder
Meet the visionary behind our mission — a passionate leader committed to empowering others through experience, dedication, and genuine care

Katrina Franklin, a passionate advocate for financial literacy, KA Financial Enterprise was created to bridge the gap between financial hardship and financial success. Through personalized credit solutions and a client-first approach, we are changing lives — one credit score at a time
What our customer says
See what others have to say who lives have been transformed by our sercives.

Jermaine Phillips
CEO @ EHI Handyman Services
Mrs. Katrina is the best hands down, her knowledge is amazing her prices are very reasonable. She also offer tradelines and the prices are great. I send her clients weekly and she always come through. You will not regret it

Keisha Jones
Customer
Get with K&A for all your credit Needs not just repairing but rebuilding and educating you to maintain a healthy credit
Our Partners
Proudly collaborating with trusted partners who share our commitment to financial empowerment.




